Form N-4 variable annuity registration statements
Form N-4 registration statements for insurance company separate accounts that offer variable annuity contracts.
curl -H "Authorization: Bearer $SECFEED_KEY" \ "https://secfeedapi.com/v1/filings?query=formType:%22N-4%22&size=2"
import os, requests
r = requests.get(
"https://secfeedapi.com/v1/filings",
params={'query': 'formType:"N-4"', 'size': '2'},
headers={"Authorization": f"Bearer {os.environ['SECFEED_KEY']}"},
)
print(r.json())What is N-4?
Insurance companies sell variable annuities through separate accounts organized as unit investment trusts, and register them on Form N-4. The filing describes the contract, its fees and charges, the investment options and the optional benefit riders.
Since the 2020 variable contract reforms, the N-4 also feeds the initial and updating summary prospectuses (497VPI and 497VPU) that investors receive.
Insurance company separate accounts organized as unit investment trusts that offer variable annuity contracts.
When a new contract or account registers. Annual updates are filed as post-effective amendments under Rule 485.
Filings per year
Every N-4 filing on EDGAR, counted from the SecFeed index, amendments included. Updated daily.
What is inside
| Section | Contents |
|---|---|
| Key information table | Fees, risks, restrictions, taxes and conflicts of interest in a standard layout. |
| Fee tables | Transaction expenses, annual contract expenses, optional benefit charges and portfolio company expenses. |
| Investment options | The underlying funds available in the contract. |
| Benefits | Death benefits, living benefits and their charges. |
| Financial statements | Of the separate account and the insurance company. |
Get N-4 data with SecFeed
Search the filings with formType:"N-4", read any document as text or PDF, and use these APIs for structured data:
Search every SEC EDGAR filing since 1993 with Lucene-style queries over ticker, CIK, form type, filing date, company, SIC and 8-K items.
Full-Text Search APISearch every word of every EDGAR filing and exhibit since 2001. Exact phrases, form type, CIK and date filters, results as JSON.
Latest N-4 filings
| Company | Form | Filed | |
|---|---|---|---|
| PACIFIC LIFE INSURANCE CO | N-4/A | 2026-09-04 | EDGAR ↗ |
| RIVERSOURCE OF NEW YORK VARIABLE ANNUITY ACCOUNT | N-4 | 2026-08-17 | EDGAR ↗ |
| RIVERSOURCE VARIABLE ACCOUNT 10 | N-4 | 2026-08-17 | EDGAR ↗ |
| Athene Annuity & Life Assurance Co of New York | N-4/A | 2026-07-16 | EDGAR ↗ |
| Equitable Financial Life Insurance Co (RILA) | N-4 | 2026-06-18 | EDGAR ↗ |
| Equitable Financial Life Insurance Co of America (RILA) | N-4 | 2026-06-18 | EDGAR ↗ |
| PACIFIC LIFE INSURANCE CO | N-4 | 2026-06-18 | EDGAR ↗ |
| Symetra Life Insurance Co | N-4/A | 2026-06-18 | EDGAR ↗ |
Use cases
- Compare annuity fees and rider charges across insurers
- Track which funds are offered inside variable contracts
- Research product launches by insurance companies
Related forms
Form N-6 registration statements for insurance company separate accounts that offer variable life insurance policies.
497VPIVariable initial summaryForm 497VPI initial summary prospectuses for variable annuity and variable life contracts, filed under Rule 498A since 2021.
497VPUVariable updating summaryForm 497VPU updating summary prospectuses sent each year to existing variable annuity and variable life contract owners.
485BPOSPost-effective (immediate)485BPOS post-effective amendments under Rule 485(b): annual fund prospectus updates and non-material changes, effective on filing.
FAQ
What is the difference between N-4 and N-6?
N-4 registers variable annuity contracts. N-6 registers variable life insurance policies.
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