Form 497K mutual fund and ETF summary prospectuses
Form 497K summary prospectuses of mutual funds and ETFs since 2009: objective, fee table, strategies, risks, performance and managers.
curl -H "Authorization: Bearer $SECFEED_KEY" \ "https://secfeedapi.com/v1/filings?query=formType:%22497K%22&size=2"
import os, requests
r = requests.get(
"https://secfeedapi.com/v1/filings",
params={'query': 'formType:"497K"', 'size': '2'},
headers={"Authorization": f"Bearer {os.environ['SECFEED_KEY']}"},
)
print(r.json())What is 497K?
Since 2009 funds can deliver a short summary prospectus under Rule 498 instead of the full document, and they file it on EDGAR as a 497K. Each one follows the same items in the same order, so it is the easiest place to read a fund's key facts.
Because the fee table and expense example have a fixed layout, 497K filings are a practical source for expense ratios at the share class level.
Open-end funds and ETFs that use a summary prospectus.
No later than the date it is first used, typically with each annual update and after changes.
Filings per year
Every 497K filing on EDGAR, counted from the SecFeed index. Updated daily.
What is inside
| Section | Contents |
|---|---|
| Investment objective | The fund's stated goal. |
| Fees and expenses | Shareholder fees, annual operating expenses by class and the expense example. |
| Portfolio turnover | Turnover rate for the last fiscal year. |
| Principal strategies and risks | How the fund invests and its main risks. |
| Performance | Bar chart of annual returns and average annual total return table. |
| Management and purchase | Adviser, portfolio managers, minimum investment, tax and intermediary compensation. |
Get 497K data with SecFeed
Search the filings with formType:"497K", read any document as text or PDF, and use these APIs for structured data:
Fee tables for every fund series and share class: management fee, 12b-1, total and net expense ratios, sales charges and expense examples.
EDGAR Filing Query APISearch every SEC EDGAR filing since 1993 with Lucene-style queries over ticker, CIK, form type, filing date, company, SIC and 8-K items.
Full-Text Search APISearch every word of every EDGAR filing and exhibit since 2001. Exact phrases, form type, CIK and date filters, results as JSON.
Latest 497K filings
| Company | Form | Filed | |
|---|---|---|---|
| NORTHERN FUNDS | 497K | 2026-10-09 | EDGAR ↗ |
| NORTHERN FUNDS | 497K | 2026-10-09 | EDGAR ↗ |
| NORTHERN FUNDS | 497K | 2026-10-09 | EDGAR ↗ |
| NORTHERN FUNDS | 497K | 2026-10-09 | EDGAR ↗ |
| NORTHERN FUNDS | 497K | 2026-10-09 | EDGAR ↗ |
| American Drive Variable Insurance Trust | 497K | 2026-10-09 | EDGAR ↗ |
| American Drive Variable Insurance Trust | 497K | 2026-10-09 | EDGAR ↗ |
| Advisor Managed Portfolios | 497K | 2026-10-09 | EDGAR ↗ |
Use cases
- Extract expense ratios by share class
- Compare strategies and risks across funds
- Track portfolio manager changes
Related forms
Rule 497 definitive prospectuses, SAIs and supplements of mutual funds, ETFs and closed-end funds, the documents actually sent to investors.
N-1AMutual funds & ETFsForm N-1A registration statements for open-end mutual funds and ETFs: prospectus, statement of additional information and exhibits.
485BPOSPost-effective (immediate)485BPOS post-effective amendments under Rule 485(b): annual fund prospectus updates and non-material changes, effective on filing.
FAQ
Is a summary prospectus required?
No, it is optional. Funds that use it must make the full prospectus available online.
Every 497K filing, one API call away
500 free calls a month. JSON, CSV, PDF and a Python SDK.