Form 497VPU variable contract updating summary prospectuses

Form 497VPU updating summary prospectuses sent each year to existing variable annuity and variable life contract owners.

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13Kfilings on EDGAR

2021first filed

2,619filed in 2026

2026-10-09latest filing

curl -H "Authorization: Bearer $SECFEED_KEY" \
  "https://secfeedapi.com/v1/filings?query=formType:%22497VPU%22&size=2"

import os, requests

r = requests.get(
    "https://secfeedapi.com/v1/filings",
    params={'query': 'formType:"497VPU"', 'size': '2'},
    headers={"Authorization": f"Bearer {os.environ['SECFEED_KEY']}"},
)
print(r.json())

What is 497VPU?

Existing owners of variable annuity and variable life contracts receive an updating summary prospectus each year under Rule 498A, filed on EDGAR as 497VPU. It highlights what changed in the contract during the year and repeats the key information table.

For data users it is a yearly snapshot of fees and investment options for contracts that may no longer be sold to new investors.

Who files

Insurance company separate accounts using the Rule 498A summary prospectus framework.

When it is filed

Annually, with the update of the contract's registration statement.

Filings per year

Every 497VPU filing on EDGAR, counted from the SecFeed index. Updated daily.

What is inside

Section	Contents
Updated information	Changes to the contract and its options since the last update.
Key information table	Fees, risks, restrictions, taxes and conflicts.
Investment options	Portfolio companies with expenses and performance.

Get 497VPU data with SecFeed

Search the filings with formType:"497VPU", read any document as text or PDF, and use these APIs for structured data:

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Latest 497VPU filings

Company	Form	Filed
KANSAS CITY LIFE VARIABLE LIFE SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE LIFE SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE LIFE SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE LIFE SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE LIFE SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE ANNUITY SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE ANNUITY SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗
KANSAS CITY LIFE VARIABLE ANNUITY SEPARATE ACCOUNT	`497VPU`	2026-10-09	EDGAR ↗

Use cases

Track fee changes in legacy variable contracts
Follow investment option additions and removals

Related forms

497VPIVariable initial summary

Form 497VPI initial summary prospectuses for variable annuity and variable life contracts, filed under Rule 498A since 2021.

N-4Variable annuity accounts

Form N-4 registration statements for insurance company separate accounts that offer variable annuity contracts.

N-6Variable life accounts

Form N-6 registration statements for insurance company separate accounts that offer variable life insurance policies.

FAQ

Who receives a 497VPU?

Existing contract owners, once a year.

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