Form 497VPSUB variable contract summary prospectus supplements

Form 497VPSUB: supplements to variable annuity and variable life summary prospectuses, filed by insurance company separate accounts.

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945filings on EDGAR

2022first filed

163filed in 2026

2026-09-25latest filing

curl -H "Authorization: Bearer $SECFEED_KEY" \
  "https://secfeedapi.com/v1/filings?query=formType:%22497VPSUB%22&size=2"

import os, requests

r = requests.get(
    "https://secfeedapi.com/v1/filings",
    params={'query': 'formType:"497VPSUB"', 'size': '2'},
    headers={"Authorization": f"Bearer {os.environ['SECFEED_KEY']}"},
)
print(r.json())

What is 497VPSUB?

Since the SEC adopted the variable contract summary prospectus framework (Rule 498A) in 2020, insurance company separate accounts file initial summary prospectuses (497VPI) and updating summary prospectuses (497VPU). Submission type 497VPSUB is used for supplements that amend those summary documents between annual updates.

Supplements typically announce fund substitutions, name changes, closures of investment options or fee changes. For anyone tracking the menu of underlying funds inside variable annuities, they are the earliest public signal of a change.

Who files

Insurance company separate accounts that offer variable annuity and variable life insurance contracts.

When it is filed

Whenever information in a summary prospectus changes between annual updates, for example a fund substitution or closure.

Filings per year

Every 497VPSUB filing on EDGAR, counted from the SecFeed index. Updated daily.

What is inside

Section	Contents
Supplement text	The change being made and its effective date.
Affected contracts	The contract names and separate accounts covered.
Investment options	Added, closed, merged or substituted underlying funds.

Get 497VPSUB data with SecFeed

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Latest 497VPSUB filings

Company	Form	Filed
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗
SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO	`497VPSUB`	2026-09-25	EDGAR ↗

Use cases

Monitor fund substitutions inside variable annuities
Track fee and option changes for insurance products
Build a history of a contract's investment menu

Related forms

497VPIVariable contract first summary

Form 497VPI initial summary prospectuses for variable annuity and variable life contracts, filed under Rule 498A since 2021.

497VPUVariable contract yearly summary

Form 497VPU updating summary prospectuses sent each year to existing variable annuity and variable life contract owners.

N-4Variable annuity registration

Form N-4 registration statements for insurance company separate accounts that offer variable annuity contracts.

N-6Variable life registration

Form N-6 registration statements for insurance company separate accounts that offer variable life insurance policies.

FAQ

How is 497VPSUB different from 497VPU?

497VPU is the annual updating summary prospectus. 497VPSUB is a supplement filed between those updates.

Who files 497VPSUB?

Insurance company separate accounts registered on Forms N-3, N-4 or N-6.

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